At GetCashNow.co.za, we are committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, and protect your personal and financial information when you apply for loans or use our services. By using our website and services, you agree to the terms outlined in this Privacy Policy.
1. Information We Collect
We collect personal and financial information from you when you apply for a loan, register on our website, or contact us for support. The types of information we may collect include:
Personal Information: Name, surname, ID number, date of birth, address, email address, phone number.
Financial Information: Employment status, income, bank account details, and other financial information necessary to assess your loan application.
Transactional Information: Loan application history, payment details, loan repayment information, and communication with us.
2. How We Use Your Information
The information we collect is used for the following purposes:
Loan Processing: To review, approve, and disburse loans to you.
Communication: To communicate with you regarding your loan application, account status, payment reminders, and any updates or changes to our services.
Customer Support: To provide you with assistance and support, resolve issues, and answer your questions.
Marketing: With your consent, we may use your information to send you promotional offers, updates, and other marketing materials that may be of interest to you.
Legal and Regulatory Compliance: To comply with legal and regulatory requirements, such as identity verification, fraud prevention, and reporting to credit bureaus.
3. How We Protect Your Information
We take your privacy seriously and implement various security measures to protect your personal and financial information:
Encryption: We use advanced encryption technologies to secure your data during transmission.
Access Control: We restrict access to your information to only authorized personnel who require it to process your loan.
Secure Storage: Your personal and financial data is stored securely, and we take steps to protect it from unauthorized access, alteration, or destruction.
4. Sharing Your Information
We do not sell, rent, or trade your personal information to third parties. However, we may share your information in the following situations:
Credit Bureaus: We may share your information with credit bureaus for credit checks, credit reporting, and debt recovery purposes.
Service Providers: We may share your information with third-party service providers who assist with loan processing, payment gateways, or other business operations. These service providers are obligated to maintain the confidentiality and security of your information.
Legal Compliance: We may disclose your information if required to do so by law, court order, or regulatory authority.
5. Your Rights
Access Your Information: You may request access to the personal data we hold about you, and we will provide a copy within the time frame required by law.
Correct Inaccuracies: You may request corrections to any inaccurate or incomplete information we hold about you.
Opt-Out of Marketing Communications: You can opt-out of receiving promotional or marketing communications by clicking the unsubscribe link in our emails or by contacting us directly.
Withdraw Consent: You may withdraw your consent for us to process your information at any time. However, withdrawing consent may affect our ability to provide you with loan services.
6. Cookies and Tracking Technologies
We use cookies and similar tracking technologies on our website to enhance user experience, analyze website usage, and improve our services. You can control cookie settings through your browser settings.
Essential Cookies: These cookies are necessary for the website to function properly and cannot be disabled.
Analytics Cookies: These cookies help us analyze how users interact with our website to improve content and functionality.
Marketing Cookies: These cookies are used to personalize advertisements and marketing materials based on your browsing behavior.
7. Third-Party Websites
Our website may contain links to third-party websites. This Privacy Policy applies only to GetCashNow.co.za. We are not responsible for the privacy practices of third-party sites, and we encourage you to review their privacy policies before providing any personal information.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any updates will be posted on this page, and the date of the most recent revision will be displayed at the top of the page. By continuing to use our services after changes have been made, you agree to the updated Privacy Policy.
9. Contact Us
If you have any questions or concerns about how we collect, use, or protect your personal information, please contact us:
Phone: [Insert contact number]
Email: info@getcashnow.co.za